Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Special Low APR Offers – HDFS/ESB Paid NEW – 60 Month Description: Low APR financing applies to any 2021 Harley-Davidson® motorcycle model, as well as any 2020, 2019 or 2018 Harley-Davidson® motorcycle model that is untitled. Rates: 3.49% Rate for Tier 1 for up to 60 months with 0% Down Payment 4.99% Rate for Tier 2 for up to 60 months with 10% Down Payment 5.99% Rate for Tier 3 for up to 60 months with 10% Down Payment Financial Solution: New HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Big Twins- 60 Mos New HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Sport/Street-60 Mos Loan Offer Details ▪ Applicants who do not meet minimum criteria will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XG, XL, XR models: $150; FX, R, FL, EL and VRSC models: $225. ▪ Buy Downs up to 2 points are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1, 2 and 3 are eligible, loan terms may be 24 - 60 months. ▪ No down payment required on Tier 1. Minimum of 10% down payment is required on Tiers 2 and 3. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 3.49% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on (insert eligible models or use, “new Harley-Davidson ® motorcycles”) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 3.49% APR offer is available only to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2021 Softail Fat Boy in Vivid Black with an MSRP of $19,999, no down payment and amount financed of $19,999, 60 month repayment term, and 3.49% APR results in monthly payments of $363.73. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details. FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Special Low APR Offers – HDFS/ESB Paid NEW – 60 Month Description: Low Rate financing applies to any H-D Certified™ motorcycle models that meet the program’s certification requirements outlined in the H-D Certified™ Dealer Guide and Inspection Checklist. Rates: 3.49% Rate for Tier 1 for up to 60 months with 0% Down Payment 4.99% Rate for Tier 2 for up to 60 months with 10% Down Payment 5.99% Rate for Tier 3 for up to 60 months with 10% Down Payment Financial Solution: New HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Big Twins- 60 Mos New HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Sport/Street-60 Mos Loan Offer Details ▪ Applicants who do not meet minimum criteria will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XG, XL, XR models: $150; FX, R, FL, EL and VRSC models: $225. ▪ Buy Downs up to 2 points are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1, 2 and 3 are eligible, loan terms may be 24 - 60 months. ▪ No down payment required on Tier 1. Minimum of 10% down payment is required on Tiers 2 and 3. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 3.49% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on (insert eligible models or use, “new Harley-Davidson ® motorcycles”) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 3.49% APR offer is available only to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail Deluxe model in Vivid Black with a sale price of $18,049, no down payment and amount financed of $18,049, 60 month repayment term, and 3.49% APR results in monthly payments of $328.26. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details. FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Special Low APR Offers – HDFS/ESB Paid USED – 60 Month Description: Low APR financing applies to any Harley-Davidson motorcycle from model year 2017 and prior and any previously titled 2020, 2019 and 2018 model. Rates: 4.49% Rate for Tier 1 for up to 60 months with 0% Down Payment 5.49%% Rate for Tier 2 for up to 60 months with 10% Down Payment 6.99%% Rate for Tier 3 for up to 60 months with 10% Down Payment Financial Solution: USED HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Big Twins - 60 Mos USED HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Sport/Street - 60 Mos Loan Offer Details ▪ Applicants who do not meet minimum criteria will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XG, XL, XR models: $150; FX, R, FL, EL and VRSC models: $225. ▪ Buy Downs up to 2% are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1, 2 and 3 are eligible, loan terms may be 24 - 60 months. ▪ No down payment required on Tier 1. Minimum of 10% down payment is required on Tiers 2 and 3. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 4.49% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on (insert eligible models or use, “used Harley-Davidson motorcycles”) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 4.49% APR offer is available only to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail Deluxe model in Vivid Black with a sale price of $18,049, no down payment and amount financed of $18,049, 60 month repayment term, and 4.49% APR results in monthly payments of $336.41. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details.
Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Rider Training Special Low APR Offers – ESB Paid NEW – 72 Month Description: Low Rate financing applies to any 2021 Harley-Davidson® motorcycle model, as well as any 2020, 2019 or 2018 Harley-Davidson® motorcycle model that is untitled. Rates: 5.49% Rate for Tier 1 for up to 72 months with 10% Down Payment 6.25% Rate for Tier 2 for up to 72 months with 10% Down Payment Financial Solution: Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd New BT – Cert Req Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd New SP/ST – Cert Req Loan Offer Details ▪ Applicants must have completed Rider Training within 180 days of application submission date to be eligible for program. ▪ Harley-Davidson® Riding Academy and State courses endorsed by MSF qualify as Rider Training ▪ In the following Non-MSF states, the following programs will be accepted as Rider Training: ▪ CA: CMSP, OR: Team OR, SD: South Dakota Safety Council, OH: ODPS/MORE (Motorcycle Ohio), PA: PA Motorcycle Safety Program/Total Control, ID: Idaho Star ▪ Applicants who do not meet Rider Training requirements will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XL, XR models: $150; FX, R, FL, EL and VRSC™ models: $225. ▪ Buy Downs up to 2 points are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1 and 2 are eligible, loan terms may be 24 - 72 months. ▪ Minimum of 10% down payment is required. ▪ Funding Requirement: A copy of the customers RA/MSF class completion card must be included with the funding package. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 5.49% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.49% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Rider, MSF or other state accredited course within 180 days of application date and only for up to a 72 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2021 Fat Boy® model in Vivid Black with an MSRP of $19,999, 10% down payment and amount financed of $17,999.10, 72 month repayment term, and 5.49% APR results in monthly payments of $293.98. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details. FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Rider Training Special Low APR Offers – ESB Paid NEW – 72 Month Description: Low Rate financing applies to any H-D Certified™ motorcycle models that meet the program’s certification requirements outlined in the H-D Certified™ Dealer Guide and Inspection Checklist. Rates: 5.49% Rate for Tier 1 for up to 72 months with 10% Down Payment 6.25% Rate for Tier 2 for up to 72 months with 10% Down Payment Financial Solution: Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd New BT – Cert Req Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd New SP/ST – Cert Req Loan Offer Details ▪ Applicants must have completed Rider Training within 180 days of application submission date to be eligible for program. ▪ Harley-Davidson® Riding Academy and State courses endorsed by MSF qualify as Rider Training ▪ In the following Non-MSF states, the following programs will be accepted as Rider Training: ▪ CA: CMSP, OR: Team OR, SD: South Dakota Safety Council, OH: ODPS/MORE (Motorcycle Ohio), PA: PA Motorcycle Safety Program/Total Control, ID: Idaho Star ▪ Applicants who do not meet Rider Training requirements will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XL, XR models: $150; FX, R, FL, EL and VRSC™ models: $225. ▪ Buy Downs up to 2 points are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1 and 2 are eligible, loan terms may be 24 - 72 months. ▪ Minimum of 10% down payment is required. ▪ Funding Requirement: A copy of the customers RA/MSF class completion card must be included with the funding package. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 5.99% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.49% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Rider, MSF or other state accredited course within 180 days of application date and only for up to a 72 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail Deluxe model in Vivid Black with sale price of $18,049, 10% down payment and amount financed of $16,244.10, 72 month repayment term, and 5.49% APR results in monthly payments of $265.32. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details. FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Riding Training Special Low APR Offers – ESB Paid USED – 72 Month Description: Low Rate financing applies to any Harley-Davidson® motorcycle from model year 2017 and prior and any previously titled 2020, 2019 and 2018 model. Rates: 5.99% Rate for Tier 1 for up to 72 months with 10% Down Payment 6.49% Rate for Tier 2 for up to 72 months with 10% Down Payment Financial Solution: Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd Used BT – Cert Req Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd Used SP/ST – Cert Req Loan Offer Details ▪ Applicants must have completed Rider Training within 180 days of application submission date to be eligible for program. ▪ Harley-Davidson® Riding Academy and State courses endorsed by MSF qualify as Rider Training ▪ In the following Non-MSF states, the following programs will be accepted as Rider Training: ▪ CA: CMSP, OR: Team OR, SD: South Dakota Safety Council, OH: ODPS/MORE (Motorcycle Ohio), PA: PA Motorcycle Safety Program/Total Control, ID: Idaho Star ▪ Applicants who do not meet Rider Training requirements will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XL, XR models: $150; FX, R, FL, EL, and VRSC models: $225. ▪ Buy Downs up to 2% are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1 and 2 are eligible, loan terms may be 24 - 72 months. ▪ Minimum of 10% down payment is required. ▪ Funding Requirement: A copy of the customers RA/MSF class completion card must be included with the funding package. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 5.99% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.99% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Rider, MSF or other state accredited course within 180 days of application date and only for up to a 72 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail Deluxe model in Vivid Black with sale price of $18,049, 10% down payment and amount financed of $16,244.10, 72 month repayment term, and 5.99% APR results in monthly payments of $269.13. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details.
Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Special Low APR Offers – HDFS/ESB Paid NEW – 72 Month Description: Low Rate financing applies to any 2021 Harley-Davidson® motorcycle model, as well as any 2020, 2019 or 2018 Harley-Davidson® motorcycle model that is untitled. Rates: 5.99% Rate for Tier 1 for up to 72 months with 0% Down Payment 6.99% Rate for Tier 2 for up to 72 months with 10% Down Payment Financial Solution: New HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Big Twins – 72 Mos New HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Sport/Street – 72 Mos Loan Offer Details ▪ Applicants who do not meet minimum criteria will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XG, XL, XR models: $150; FX, R, FL and EL models: $225. ▪ Buy Downs up to 2 points are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1 and 2 are eligible, loan terms may be 24 - 72 months. ▪ No down payment required on Tier 1. Minimum of 10% down payment is required on Tier 2. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at the discretion of Eaglemark Savings Bank. ▪ The stock disclosure below assumes that the 5.99% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on (insert eligible models or use, “new Harley-Davidson® motorcycles”) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.99% APR offer is available only to high credit tier customers at ESB and only for up to a 72 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2021 Fat Boy® in Vivid Black with an MSRP of $19,999, no down payment and amount financed of $19,999, 72 month repayment term, and 5.99% APR results in monthly payments of $331.35. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details. FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. Financing Offer Information Sheet Promotion Date: Effective Jun 10, 2021 Name: Special Low APR Offers – HDFS/ESB Paid NEW – 72 Month Description: Low Rate financing applies to any H-D Certified™ motorcycle models that meet the program’s certification requirements outlined in the H-D Certified™ Dealer Guide and Inspection Checklist. Rates: 5.99% Rate for Tier 1 for up to 72 months with 0% Down Payment 6.99% Rate for Tier 2 for up to 72 months with 10% Down Payment Financial Solution: New HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Big Twins – 72 Mos New HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Sport/Street – 72 Mos Loan Offer Details ▪ Applicants who do not meet minimum criteria will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XG, XL, XR models: $150; FX, R, FL and EL models: $225. ▪ Buy Downs up to 2 points are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1 and 2 are eligible, loan terms may be 24 - 72 months. ▪ No down payment required on Tier 1. Minimum of 10% down payment is required on Tier 2. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at the discretion of Eaglemark Savings Bank. ▪ The stock disclosure below assumes that the 5.99% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on (insert eligible models or use, “new Harley-Davidson® motorcycles”) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 5.99% APR offer is available only to high credit tier customers at ESB and only for up to a 72 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail® Deluxe model in Vivid Black with sale price of $18,049, no down payment and amount financed of $18,049, 72 month repayment term, and 5.99% APR results in monthly payments of $229.04. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details. FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Special Low APR Offers – HDFS/ESB Paid USED – 72 Month Description: Low Rate financing applies to any Harley-Davidson motorcycle from model year 2017 and prior and any previously titled 2020, 2019 and 2018 model. Rates: 6.49% Rate for Tier 1 for up to 72 months with 0% Down Payment 7.24% Rate for Tier 2 for up to 72 months with 10% Down Payment Financial Solution: USED HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Big Twins – 72 Mos USED HDFS Paid Special Promo - Low APR (1.5% Mark Up Cap) – Sport/Street – 72 Mos Loan Offer Details ▪ Applicants who do not meet minimum criteria will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XG, XL, XR models: $150; FX, R, FL, EL and VRSC models: $225. ▪ Buy Downs up to 2% are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1 and 2 are eligible, loan terms may be 24 - 72 months. ▪ No down payment required on Tier 1. Minimum of 10% down payment is required on Tier 2. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 6.49% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on (insert eligible models or use, “used Harley-Davidson motorcycles”) financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 6.49% APR offer is available only to high credit tier customers at ESB and only for up to a 72 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail® Deluxe model in Vivid Black with sale price of $18,049, no down payment and amount financed of $18,049, 72 month repayment term, and 6.49% APR results in monthly payments of $303.32. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details.
Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Rider Training Special Low APR Offers – ESB Paid NEW – 60 Month Description: Low Rate financing applies to any 2021 Harley-Davidson® motorcycle, as well as any 2020, 2019 or 2018 Harley-Davidson® motorcycle model that is untitled. Rates: 2.99% Rate for Tier 1 for up to 60 months with 10% Down Payment 4.25% Rate for Tier 2 for up to 60 months with 10% Down Payment 5.25% Rate for Tier 3 for up to 60 months with 10% Down Payment Financial Solution: Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd New BT – Cert Req Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd New SP/ST – Cert Req Loan Offer Details ▪ Applicants must have completed Rider Training within 180 days of application submission date to be eligible for program. ▪ Harley-Davidson® Riding Academy and State courses endorsed by MSF qualify as Rider Training ▪ In the following Non-MSF states, the following programs will be accepted as Rider Training: ▪ CA: CMSP, OR: Team OR, SD: South Dakota Safety Council, OH: ODPS/MORE (Motorcycle Ohio), PA: PA Motorcycle Safety Program/Total Control, ID: Idaho Star ▪ Applicants who do not meet Rider Training requirements will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XL, XR models: $150; FX, R, FL, EL and VRSC™ models: $225. ▪ Buy Downs up to 2 points is available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1, 2 and 3 are eligible, loan terms may be 24 - 60 months. ▪ Minimum of 10% down payment is required. ▪ Funding Requirement: A copy of the customers RA/MSF class completion card must be included with the funding package. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 2.99% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 2.99% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2021 Softail Slim in Vivid Black with an MSRP of $15,999, 10% down payment and amount financed of $14,399.10, 60 month repayment term, and 2.99% APR results in monthly payments of $258.67. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details. FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Rider Training Special Low APR Offers – ESB Paid NEW – 60 Month Description: Low Rate financing applies to any H-D Certified™ motorcycle models that meet the program’s certification requirements outlined in the H-D Certified™ Dealer Guide and Inspection Checklist. Rates: 2.99% Rate for Tier 1 for up to 60 months with 10% Down Payment 4.25% Rate for Tier 2 for up to 60 months with 10% Down Payment 5.25% Rate for Tier 3 for up to 60 months with 10% Down Payment Financial Solution: Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd New BT – Cert Req Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd New SP/ST – Cert Req Loan Offer Details ▪ Applicants must have completed Rider Training within 180 days of application submission date to be eligible for program. ▪ Harley-Davidson® Riding Academy and State courses endorsed by MSF qualify as Rider Training ▪ In the following Non-MSF states, the following programs will be accepted as Rider Training: ▪ CA: CMSP, OR: Team OR, SD: South Dakota Safety Council, OH: ODPS/MORE (Motorcycle Ohio), PA: PA Motorcycle Safety Program/Total Control, ID: Idaho Star ▪ Applicants who do not meet Rider Training requirements will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XL, XR models: $150; FX, R, FL, EL and VRSC™ models: $225. ▪ Buy Downs up to 2 points is available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1, 2 and 3 are eligible, loan terms may be 24 - 60 months. ▪ Minimum of 10% down payment is required. ▪ Funding Requirement: A copy of the customers RA/MSF class completion card must be included with the funding package. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 2.99% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 3.49% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail Deluxe model in Vivid Black with sale price of $18,049, 10% down payment and amount financed of $16,244.10, 60 month repayment term, and 2.99% APR results in monthly payments of $291.81. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. participation may vary. Financing offer is subject to change or cancellation at anytime. See (Insert Dealership Name) for details. Financing Offer Information Sheet Promotion Date: Effective June 10, 2021 Name: Rider Training Special Low APR Offers – ESB Paid USED – 60 Month Description: Low Rate financing applies to any Harley-Davidson® motorcycle from model year 2017 and prior and any previously titled 2020, 2019 and 2018 model. Rates: 3.99% Rate for Tier 1 for up to 60 months with 10% Down Payment 4.75% Rate for Tier 2 for up to 60 months with 10% Down Payment 6.25% Rate for Tier 3 for up to 60 months with 10% Down Payment Financial Solution: Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd Used BT – Cert Req Rider Training Spcl Promo (1.5% Mark-Up) – HDFS Pd Used SP/ST – Cert Req Loan Offer Details ▪ Applicants must have completed Rider Training within 180 days of application submission date to be eligible for program. ▪ Harley-Davidson® Riding Academy and State courses endorsed by MSF qualify as Rider Training ▪ In the following Non-MSF states, the following programs will be accepted as Rider Training: ▪ CA: CMSP, OR: Team OR, SD: South Dakota Safety Council, OH: ODPS/MORE (Motorcycle Ohio), PA: PA Motorcycle Safety Program/Total Control, ID: Idaho Star ▪ Applicants who do not meet Rider Training requirements will be considered under the standard Eaglemark Savings Bank retail financing program. ▪ Financing offer is subject to credit approval by Eaglemark Savings Bank. ▪ 1.5% mark up over the Wholesale Loan Rate is permitted. The flat fee schedule applies for any loan written at the Wholesale Loan Rate: XL, XR models: $150; FX, R, FL, EL and VRSC™ models: $225. ▪ Buy Downs up to 2 points are available with this offer. ▪ The incremental advance for loans with a qualified ESP is compatible with this offer. ▪ This offer cannot be combined with any other financing options. ▪ Applicants in Tiers 1, 2 and 3 are eligible, loan terms may be 24 - 60 months. ▪ Minimum of 10% down payment is required. ▪ Funding Requirement: A copy of the customers RA/MSF class completion card must be included with the funding package. ▪ In order to take advantage of the HDFS-paid Rate Reduction, the Financial Solution must be present and checked on the approval notification. ▪ Applicant may finance taxes, licensing and other applicable fees at the time of purchase as long as the total amount financed limits are not exceeded. ▪ Harley-Davidson® Cycle Insurance, Harley-Davidson® Extended Service Plan, Harley-Davidson® Guaranteed Asset Protection, Harley-Davidson® Planned Maintenance, Harley-Davidson® Appearance Protection and HarleyDavidson® Theft Protection contracts can be financed, where available, with this loan as long as the total amount financed limits are not exceeded. ▪ The terms and conditions of this loan program will continue to be evaluated on a periodic basis and are subject to change or cancellation at any time. ▪ Dealers shall advertise and offer this offer to every eligible customer. ▪ The stock disclosure below assumes that the 3.99% Rate is actually going to be available and offered. ▪ Dealers should consult their own sources and/or counsel for other disclosures or disclaimers that may be required for non-financing offers that dealers may make available. Dealer Advertising Disclosure for Use When Triggering Terms are Used (highlighted information is customizable by the dealer): Financing Offer available only on used Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 3.99% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2019 Softail Deluxe model in Vivid Black with sale price of $18,049, 10% down payment and amount financed of $16,244.10, 60 month repayment term, and 3.99% APR results in monthly payments of $299.09. In this example, customer is FOR DEALER USE ONLY. NOT A CONSUMER ADVERTISEMENT. responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.